WorkSpeaks Store Terms & Digital Product License

These terms protect WorkSpeaks digital products, downloads, bundles, templates, guides, checklists, document systems, prompts, workflows, and related materials.

1. Educational Use Only

WorkSpeaks resources are educational and organizational tools only.

2. No Professional Advice

WorkSpeaks resources are educational and organizational tools only. They are not legal, tax, financial, accounting, investment, credit repair, funding, loan approval, or professional advice. Use of these resources does not create a professional-client relationship. For decisions requiring licensed guidance, consult the appropriate qualified professional.

3. Digital Product License

Purchases include a limited, revocable, non-transferable license for personal or single-business internal use only.

4. No Resale, Sharing, Uploading, or Redistribution

Buyers may not resell, share, publish, upload, copy, redistribute, modify for resale, or use the materials for client delivery unless WorkSpeaks gives written permission.

5. Intellectual Property Ownership

WorkSpeaks and/or its affiliated rights holders, including BAM IP where applicable, retain ownership of all templates, guides, checklists, prompts, scripts, bot logic, workflows, downloads, branding, and related materials.

6. Digital Delivery

Products are delivered electronically through the checkout, download, email, or access method provided at purchase.

7. Refund Policy

Because products are digital and delivered electronically, all sales are final unless WorkSpeaks states otherwise in writing or applicable law requires otherwise.

8. No Guarantees

WorkSpeaks does not guarantee funding, approvals, revenue, credit outcomes, legal outcomes, business outcomes, financial results, or professional results.

9. Payment and Checkout

Checkout may be processed through third-party payment providers. Buyers are responsible for accurate payment and contact information.

10. User Responsibility

Buyers are responsible for reviewing, adapting, and using materials appropriately for their own circumstances.

11. Updates to Products and Terms

WorkSpeaks may update products, policies, pricing, and terms at any time. Updates do not guarantee free access to future versions unless stated in writing.

13. Governing Law

New York law governs these terms unless another written agreement states otherwise.