Terms of Service
Last Updated: 11/29/2025
1. Services
WorkSpeaks provides business structure consulting, credit optimization strategies, and funding packaging services. We do not provide financial advice, legal advice, or guarantee funding approvals. All lending decisions are made by third-party lenders.
2. Client Responsibilities
You agree to provide accurate information and understand that results vary based on your individual profile, credit history, business financials, and lender criteria. You are responsible for reviewing all loan terms before accepting any offer.
3. No Guarantees
While we work to optimize your profile and application strategy, we cannot guarantee specific funding amounts, approval rates, or timelines. Lender decisions are based on multiple factors outside our control.
4. Compliance
All strategies and recommendations are designed to be compliant with applicable laws and regulations. You agree to follow all guidance provided and not misrepresent information to lenders.
5. Privacy
Your information is kept confidential and used only to provide the services outlined. See our Privacy Policy for details on data handling.
6. Limitation of Liability
WorkSpeaks is not liable for any losses, damages, or negative outcomes related to funding applications, credit decisions, or business operations. Our role is advisory and strategic only.
7. Changes to Terms
We reserve the right to update these terms at any time. Continued use of our services constitutes acceptance of updated terms.